| Insurance Law> General Liability Insurance> Motor Vehicle Exclusions |
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| (The Mobile Equipment Exclusion from CGL Policy Coverage)More... |
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| Workers' Compensation Insurance |
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| Workers' compensation insurance is acquired by an employer. Usually, the decision to acquire such insurance is made as a choice, mandated by state law, between purchasing workers' compensation insurance or being self-insured through a separately administered and funded plan. More... |
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| Representations |
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| When an applicant wishes to obtain insurance, he is usually required to fill out an application. For example, to obtain life insurance, the applicant will be required to state information about his medical condition on the application and most likely undergo a physical examination. To obtain automobile insurance, the applicant will be required to provide information as to his driving record on the application.More... |
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| Voiding an Insurance Policy |
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| An insurance policy may be voided, which means that it is terminated from the beginning, as if no policy ever existed.More... |
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| Captive Insurers |
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| A captive insurer is captive in the sense that it is owned and operated by the insured. There is a point at which it makes economic sense for a company to establish and operate its own insurer as part of the company's risk management program rather than pay premiums to independent insurers.More... |
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